REGULATORY SUPPORT

AFP provides specialist FCA compliance support to asset finance brokers, suppliers and lenders

FCA authorisation applications
Any FCA compliance matters
In-person, online and e-learning training options
Lender compliance reviews
No monthly fees, flexible support available as needed
Over 225 firms already supported

MARKET DATA AND ANALYSIS

Unique resources for investors and others with an interest in the asset and consumer finance markets

A to Z of Leasing and Asset Finance, now in Third Edition
Ranking surveys of UK and European asset finance industries and UK asset finance brokers published jointly with Asset Finance Connect
Directory of UK asset finance brokers
Asset finance lenders financial performance benchmarking data
Consumer credit market insight reports covering used car finance, retail point of sale finance and Buy Now Pay Later, non-prime credit, and consumer credit debt purchase and collection, published by Apex Insight
Bespoke research

OTHER SERVICES

If it's an asset finance or specialist consumer credit / motor finance question, AFP can help

Company and portfolio acquisition due diligence
Lease accounting
Sustainability measurement and reporting
Regular monitoring of lenders on behalf of investors
Training courses on the UK and European asset finance markets
Association and company support with policy work

Services

Latest market insights and analysis

Business asset finance and lending

The Lending Standards Board might have run its course, but something must take its place

Emma Lovell, Chief Executive of the Lending Standards Board (LSB) announced today that the LSB would close at the end of October. The...

Q. Who’s right on car finance redress – Martin Lewis or Charlie Nunn? A. They both are

Two apparently diametrically opposed views of the likely extent of redress over car finance commissions were given. On his ITV Show, Money Show Live, Martin Lewis suggested that the FCA had indicated that if there is to be redress, finance companies will process it automatically. Just hours earlier, at a meeting of the Treasury Select Committee, Lloyds Banking Group’s CEO Charlie Nunn stated that there was no evidence of harm.

No motor finance commission windfalls? What HM Treasury's (rejected) Supreme Court intervention tells us

What to expect from the Supreme Court's motor finance commissions case and how finance companies can prepare for FCA redress guidance

Consumer and motor finance

Ten forecasts around Friday’s Supreme Court Motor Finance Commission judgement

This article was originally published on LinkedIn on 30 July 2025 As many posts here on LinkedIn may have already mentioned, the Supreme...

Finding a fairer and more effective model for supporting the Electric Vehicle market - how Motability could help

The UK Government confirmed today its £650 million Electric Car Grant (ECG) scheme, which will provide subsidies of up to £3,750 to buyers of new electric cars priced up to £37,000. An alternative scheme could support buyers of used electric cars, along the lines of Motability.

Q. Who’s right on car finance redress – Martin Lewis or Charlie Nunn? A. They both are

Two apparently diametrically opposed views of the likely extent of redress over car finance commissions were given. On his ITV Show, Money Show Live, Martin Lewis suggested that the FCA had indicated that if there is to be redress, finance companies will process it automatically. Just hours earlier, at a meeting of the Treasury Select Committee, Lloyds Banking Group’s CEO Charlie Nunn stated that there was no evidence of harm.

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About AFP

Since 2014, Asset Finance Policy (AFP) has provided consulting services to asset finance lenders, brokers and suppliers. AFP has supported over 225 clients, from one-person brokerages to international banks.

Julian Rose, Director of AFP, was previously the Finance and Leasing Association's Head of Asset Finance from 2008 to 2014. He previously worked with two regulators, the Competition Commission and the Financial Reporting Council, in management consultancy with KPMG and PwC and in industry with UPS and NCR Computers.

From 2016 to 2020 Julian was a Non-Executive Director at Arkle Finance. Currently in addition to running AFP, Julian has roles with market analysis and consulting firm Apex Insight, financial services advisory firm T. Mistry & Associates (TMA) and Leaseurope, the European federation of leasing and car rental associations.