Insights and analysis | Asset Finance Policy

Why BNPL might not always be unregulated

As I've noted in an earlier blog, Buy Now Pay Later (BNPL), the short-term variant of retail point of sale finance, has been growing at a...

Tips for retailers thinking about renting and leasing for the sharing economy

In the past week, both John Lewis and Selfridges have announced new rental schemes, apparently intended to signal the retailers’ shift...

Can lenders trust what customers tell them when assessing affordability?

One of the trickiest parts of consumer lending now is assessing the affordability of the loan for the consumer. In an excellent detailed...