The Court of Appeal judgement on motor finance is one more step on a long journey
A commentary on the Court of Appeal judgement on motor finance
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'All the gear and no idea' on handling vulnerable customers? The FCA's Final Notice on Volkswagen Financial Services
Today’s FCA Final Notice to Volkswagen Financial Services (UK) Limited leaves little doubt that VWFS made some major errors in its collectio
Reading between the lines of the FCA's update on motor finance commissions complaints
Understanding the FCA's update on its work on the motor finance market in relation to commission complaints
Debating conduct and regulation at Asset Finance Connect’s Summer 2024 Conference
The Asset Finance Connnect summer conference discussed personal guarantees, claims management companies and broker commission disclosures.
Why Difference in Charges (usually) works well for consumers – A summary
In various previous articles, I have covered why Difference in Charges (DiC) commissions should, in general, be in customers’ interests....
The end of regulated business finance?
Many business finance firms, probably the majority, have already left the regulated market (loans to unincorporated businesses that do...
Six more FCA compliance tips for asset finance brokers
Monday marks the start of the FCA Consumer Duty regulation. Having helped around 20 smaller broking firms to prepare for it (taking the...
Regulation is limiting finance for small businesses. The solution may not be the obvious one.
Over the last few weeks, I’ve been helping asset finance brokers to finalise their implementation of the Financial Conduct Authority’s...
Brokers waiting for Consumer Duty
Over the next few days, many asset finance brokers will be busy reviewing materials sent by funders, as we approach the deadline for the...
Six actions to help asset finance brokers look on the bright side of Consumer Duty
Regulated asset finance brokers are unlikely to have missed the fact that they are required to implement the FCA’s new Consumer Duty...
Smarter regulation in 2023: Consumer Duty works, FRED 82 doesn't
As we enter 2023, the UK leasing industry is just gearing up for its essential role in supporting a post-Covid recovery in business...
New year special for asset finance brokers: Save up to 77% on annual FCA fees - only one small catch
In August last year, my blog Psst! Asset finance brokers, do you want a 50% discount on FCA fees? Just do a bit less work... reported how...
It’s time to rethink asset finance broker FCA compliance reviews
Over the summer, many asset finance brokers have received one or more thuds on their doorsteps - or the email equivalent - being annual...
With just days to go, is asset finance ready for the FCA's new broker commissions rules?
It’s no surprise that some unwelcome finance practices take place in some car dealerships. Seven years after taking over consumer...
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